Terms of Service

Acceptance of Terms

By accessing or using BlackMirror.ie ("the Platform"), you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these terms, you may not use our Platform.

Service Description

BlackMirror.ie provides:

• A quiz-based reflection tool comparing your financial/career/lifestyle data to Irish benchmarks
• Personalized insights and "escape routes" (action suggestions)
• Aggregate national dashboard showing Irish trends

Not Professional Advice

User Responsibilities

You agree to:

• Provide accurate information in quiz responses (for meaningful results)
• Use the Platform lawfully and respectfully
• Not attempt to reverse-engineer, hack, or exploit the Platform
• Not submit false, misleading, or harmful content
• Understand that results are estimates based on aggregated data

Accuracy & Limitations

We strive for data accuracy using official Irish sources (CSO, Revenue, Central Bank). However:

• Benchmarks are approximations and may not reflect your specific circumstances
• AI-generated insights may contain errors or oversimplifications
• Economic conditions change; our data may lag behind real-time changes
• Individual situations vary widely - use our tools as ONE input, not the sole basis for decisions

Liability Limitation

To the maximum extent permitted by Irish law:

• We are NOT liable for any decisions you make based on Platform content
• We provide the Platform "as is" without warranties of accuracy or completeness
• We are not responsible for financial losses resulting from use of our tools
• Our maximum liability is limited to the amount you paid to use the Platform (currently €0)

Affiliate Links

Our "escape routes" may include affiliate links to third-party services (e.g., job sites, financial products). We may earn commissions if you sign up. This does NOT influence our recommendations - we only suggest services we believe are relevant and reputable.

Intellectual Property

All Platform content (text, graphics, algorithms, code) is owned by BlackMirror.ie or licensed to us. You may not reproduce, distribute, or create derivative works without permission.

Termination

We reserve the right to terminate or suspend access to the Platform at any time, without notice, for conduct that violates these Terms or is harmful to other users or the Platform.

Changes to Terms

We may modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the new Terms.

Governing Law

These Terms are governed by the laws of Ireland. Any disputes shall be resolved in Irish courts.

Contact

Questions about these Terms? Email legal@blackmirror.ie